Sierra Vista Bank provides a wide range of loans for your business needs. Whether you are a sole-proprietor or a larger business you can find the solution to your credit needs here, with our personalized and rapid-response service.
Lines of Credit
Sierra Vista Bank offers you both secured and unsecured lines of credit. You determine the repayment timing and terms for your short-term cash-flow needs.
When you need term financing for business expansion or equipment purchases, Sierra Vista Bank can solve your credit needs with fixed or variable rate loans with up to seven year repayment terms.
Real Estate Loans
When you want to purchase your existing location, refinance your current loan or move to your own building and stop paying rent, Sierra Vista Bank is your source for real estate financing. Adjustable and fixed rate options are available. With rapid initial underwriting our experts can help you decide among the several alternatives available to you before you have to make a final decision. Up to 90% financing (using SBA 504 terms) is available
Sierra Vista Bank can provide financing for your lot purchase or for acquisition and development projects in our market area. Talk to us early in your process to make the transaction progress smoothly.
Our construction loan experts can provide advice if needed and the loans when you have decided to build. We will assist with both spec and custom residential construction loans for home builders. We will provide construction loans for commercial projects for owner-occupants as well as investor-developers. We can combine construction and permanent financing programs for you.
Sierra Vista Bank will work with you to provide SBA 7a loans for working capital, equipment purchases, business acquisition or start-up, or many other financing options to meet the needs of small businesses. We can provide up to 90% real estate loans utilizing the 504 structure as well.